The CamperDreams Concept: From camper dream to reality
A camper offers the freedom to spontaneously explore new destinations, to stay wherever you want, and you can simply avoid bad weather. Wonderful to dream away when the investment in such a camping vehicle is not immediately available. However, financing for a camper can be something to make your dreams come true. With the CamperDreams concept, not only your first but also your next camper comes a lot closer.
CamperDreams.nl is a concept of Finanplaza. A Dutch intermediary organization that specializes in lending for recreational purposes. Finanplaza is active in the boat, car or motorcycle industry. The CamperDreams concept is one of them. This concept is not just a loan, In addition to the investment, the depreciation of a camper is also included in the calculation. That investment is taken over from you in whole or in part. This results in monthly amounts that are a lot lower than would be the case with traditional banks. There is also no risk of loss of purchasing power in the future or loss of accumulated capital. The interest rate is on average lower in the CamperDreams concept than in the banking sector.
If you are now considering investing in a beautiful camper that exactly suits your family composition at the moment, this does not mean that it will remain that way. A larger, newer or a camper with a different layout is then desirable if the children are no longer coming along.
The CamperDreams Concept is intended for exactly that. With this, the entire investment in a camper, including accessories, can be taken over up to a maximum of €75.000,00. Carrying part of the investment yourself is a possibility, but not an obligation. The entire investment is taken over as standard. Savings do not necessarily have to be used to realize your camper dream. In addition, the preservation of equity is central to the CamperDream concept. And with this, you can seamlessly switch to a new or younger camper at the time of the planned replacement of the camper, without significant changes to the monthly amount. The expected period of use and how much money you want to have available again at the end of this period for your replacement wish are part of the calculation.
The method
Finanplaza is, with the CamperDreams concept, an advisory organization in the field of credit, financial leasing, savings, insurance and mortgages. The method of advising a financial product starts with creating a customer profile. This includes, for example, your objectives or financial situation. This results in a selection of financial products that match your customer profile. In this comparison, multiple banks or insurance companies are included. Finanplaza has no obligation to choose the financial products of certain banks or mortgage providers. An independent, clear and motivated advice is therefore the end result of this procedure.
On CamperDreams.nl you will find a handy calculator that shows what the dream camper will cost per month in the coming years. This indication is based on a personal loan. When you wish to apply, a financing proposal will follow that matches the calculation as closely as possible. This of course depends on your personal situation and the acceptance conditions of the banks with which you work.
Finanplaza is affiliated with the Netherlands Authority for the Financial Markets (AFM), the Financial Services Complaints Institute (Kifid) and the Dutch Association of Financing Advisors & Intermediaries.
For more information: www.camperdreams.nl
