NKC Motorhome Insurance: Choose the best Policy Conditions
As the largest motorhome club in Europe, the NKC has over 45 years of experience in representing the interests of motorhome owners. This long-standing expertise forms part of the basis for developing and continuously improving the best insurance policies. For example, the NKC Motorhome Insurance was recently renewed, improving the policy conditions and sharpening the premium.
Every year, it becomes clear what can happen when you are traveling. Just think of the extreme weather conditions in Italy and Slovenia last summer. Hailstones as big as doughnuts and disastrous floods. This caused hundreds of millions of euros in damage. Holidaymakers could not continue their journey, motorhomes and caravans had to be repatriated. Damage and expenses that you better be insured for. In addition, most motorhome owners have experienced how easily damage can occur with significant financial consequences. Just by overlooking a pole, damage can occur that does not do the holiday pleasure any good. Of course, you can also experience breakdowns. But fortunately, you can insure yourself well against damage and breakdowns. With the NKC Motorhome Insurance, good coverage is central.
When you go on a trip with a motorhome, it is important to ensure that safety always comes first. Take a number of safety items with you, such as a fire extinguisher, first aid kit, warning triangle, and reflective vest. In some countries, many of these items are even mandatory. Also, save important phone numbers and other data. Think of the emergency center of your insurance and make sure the policy number is known.
Maintenance
A well-maintained motorhome gives the smallest chance of breakdown or damage. Don't forget the tires. Some insurers prescribe that tires must be replaced after a maximum number of years. The NKC advises replacing tires after 6 years. Furthermore, make sure that you have the prescribed maintenance services carried out at a garage with the right expertise.
Types of insurance
With motorhome insurance, you can choose from third-party liability insurance, third-party liability + limited casco insurance, or third-party liability + comprehensive casco (all-risk) insurance. Third-party liability insurance is the mandatory basic insurance and covers damage you cause to others with your motorhome. Third-party liability + limited casco also covers damage to your own motorhome caused by fire, theft, storm, hail, and window breakage. With third-party liability + comprehensive casco (All-risk), you are additionally insured for damage to your motorhome if you cause an accident yourself.
Roadside assistance
If you are stranded on the road with your motorhome, calling roadside assistance can relieve a lot of stress and problems. You can then be helped quickly and professionally to solve the problem. If you can no longer drive your motorhome, for example due to a flat tire, you use roadside assistance. The non-functioning of, for example, a refrigerator light or a leak in the shower cabin are not covered. The period for which roadside assistance applies is not the same everywhere. With some insurers, this is only 120 days, for example. With the NKC, you are well insured for roadside assistance as standard from casco coverage, we are available 24/7, even if your motorhome breaks down in your own hometown.
Contents
Damage due to theft is unfortunately becoming more common. Fortunately, there are a number of measures you can take to keep thieves out. Think, for example, of extra locks. With an NKC Motorhome Insurance, you benefit from a generous discount on a BearLock® lock. If something is stolen anyway, the contents coverage in the new NKC Motorhome Insurance has been increased to € 6000.-
Damage repair
Insurers often work with a damage repair network. The NKC is no exception to this. Often, the deductible within such a network is sharper and you benefit from extra good service. For example, the deductible within the NKC network is € 0. But what if you prefer to use another repairer outside the network? Then it is good to know that you can often go there too. Please note that the deductible is often a bit higher then.
What else does NKC Motorhome Insurance offer?
The NKC motorhome insurance offers a solution when something happens on the road. The aim is simply to unburden you and help you on your way again. That is why roadside assistance is not a separate module, but you are automatically amply insured for this from WA + limited casco. The insurance has also been renewed to offer motorhome owners the best possible coverage and conditions. Such as replacement transport, a replacement motorhome for up to 28 days up to € 250 per day. The new value scheme has also been extended to 7 years, previously 5 years, and that at a maximum of 125% of the original new price. The associated premium is more competitive, but the new setup is mainly aimed at improving coverage.
Members with an existing NKC Motorhome Insurance will automatically benefit from the renewed motorhome insurance from their new term next year. For more information and premium calculation, visit NKC Motorhome Insurance | For carefree motorhome enjoyment – NKC
As a reader of CampersCaravans Magazine, you benefit from € 75 cashback when you take out an NKC Motorhome Insurance. How does this work? Click here and make a non-binding premium calculation. In step 2, enter the promotion code CC75. This promotion code is valid until November 30.
