NKC Camper Insurance: Choose the best Policy Conditions
As Europe's largest camper club, the NKC has over 45 years of experience in representing the interests of camper owners. This long-standing expertise partly forms the basis for developing and continuously improving the best insurance policies. For example, the NKC Camper Insurance was recently renewed, improving the policy conditions and sharpening the premium.
Every year it becomes clear what can happen when you are traveling. Just think of the extreme weather conditions in Italy and Slovenia last summer. Hailstones as big as doughnuts and disastrous floods. This caused hundreds of millions of euros in damage. Holidaymakers could not continue their journey, campers and caravans had to be repatriated. Damage and expenses that you better be insured for. In addition, most camper owners have experienced how easily damage can occur with significant financial consequences. Just by overlooking a pole, damage can occur that does not benefit the holiday pleasure. Of course, you can also experience breakdowns. But fortunately, you can insure yourself well against damage and breakdowns. With NKC Camper Insurance, good coverage is central.
When you go on a trip with a camper, it is important to ensure that safety always comes first. Take a number of safety items with you, such as a fire extinguisher, first aid kit, warning triangle, and reflective vest. In some countries, many of these items are even mandatory. Also, save important phone numbers and other data. Think of the emergency center of your insurance and make sure the policy number is known.
Maintenance
A well-maintained camper gives the smallest chance of breakdown or damage. Don't forget the tires. There are insurers who prescribe that tires must be replaced after a maximum number of years. The NKC advises replacing tires after 6 years. Furthermore, make sure that you have the prescribed maintenance services performed at a garage with the right expertise.
Types of insurance
With camper insurance, you can choose from third-party liability insurance, third-party liability + limited casco insurance, or third-party liability + comprehensive casco (all-risk) insurance. Third-party liability insurance is the mandatory basic insurance and covers damage you cause to others with your camper. Third-party liability + limited casco also covers damage to your own camper caused by fire, theft, storm, hail, and window breakage. With third-party liability + comprehensive casco (All-risk), you are additionally insured for damage to your camper if you cause an accident yourself.
Roadside assistance
If you are stranded with your camper, calling roadside assistance can relieve a lot of stress and problems. You can then be helped quickly and professionally to solve the problem. If you can no longer drive your camper, for example due to a flat tire, you use roadside assistance. The malfunctioning of, for example, a refrigerator light or a leak in the shower cabin are not covered here. The period that roadside assistance applies is not the same everywhere. With some insurers, this is only 120 days, for example. With the NKC, you are well insured for roadside assistance as standard from casco coverage, we are available 24/7, even if your camper breaks down in your own hometown.
Contents
Damage due to theft is unfortunately becoming more common. Fortunately, there are a number of measures you can take to keep thieves out. For example, consider extra locks. With an NKC Camper Insurance, you benefit from a generous discount on a BearLock® lock. If something is stolen anyway, the contents coverage in the new NKC Camper Insurance has been increased to € 6000.-
Damage repair
Insurers often work with a damage repair network. The NKC is no exception to this. Often, the deductible within such a network is sharper and you benefit from extra good service. For example, the deductible within the NKC network is € 0. But what if you prefer to use another repairer outside the network? Then it is good to know that you can often go there too. Please note that the deductible will then often be somewhat higher.
What else does the NKC Camper Insurance offer?
The NKC camper insurance offers a solution when something happens on the road. The aim is simply to unburden you and get you back on your way. That is why roadside assistance is not a separate module, but you are automatically well insured for this from WA + limited casco. The insurance has also been renewed primarily to offer campers the best possible coverage and conditions. Such as replacement transport, a replacement camper for up to 28 days up to € 250 p.d. The new value scheme has also been extended to 7 years, previously 5 years, and that at a maximum of 125% of the original new price. The associated premium is more competitive, but the new setup is primarily aimed at improving coverage.
Members with an existing NKC Camper Insurance will automatically benefit from the renewed camper insurance from their new term next year. For more information and premium calculation, visit NKC Camper Insurance | For carefree camper pleasure – NKC
As a reader of CampersCaravans Magazine, you benefit from € 75 cashback when you take out an NKC Camper Insurance. How does this work? Click here and calculate a premium without obligation. In step 2, enter the promotion code CC75. This promotion code is valid until November 30.
