NKC Camper Insurance: Choose the best policy conditions

As the largest camper club in Europe, the NKC has more than 45 years of experience in representing the interests of camper owners. These years of expertise form the basis for developing and continuously improving the best insurance policies. For example, the NKC Camper Insurance was recently renewed, which improved the policy conditions and tightened the premium.

Every year it becomes clear what can happen when you travel. Just think of the extreme weather conditions in Italy and Slovenia last summer. Hailstones as big as donuts and disastrous floods. This caused many hundreds of millions of euros in damage. Holidaymakers could not continue their journey, campers and caravans had to be repatriated. Damage and expenses that you better be insured for. Most campers have experienced how easily damage can occur with significant financial consequences. Simply overlooking a post can cause damage that will detract from your holiday enjoyment. Of course, you can also have to deal with bad luck. But fortunately you can insure yourself against damage and breakdown. With the NKC Camper Insurance, good coverage is central.

When traveling with a camper, it is important to ensure that safety always comes first. Take a number of safety items with you, such as a fire extinguisher, first aid kit, safety triangle and reflective vest. In some countries, many of these items are even mandatory. Also save important phone numbers and other data. Consider your insurance's emergency center and make sure the policy number is known.

Maintenance

A well-maintained camper has the smallest chance of breakdown or damage. Don't forget the tires. There are insurers who prescribe that tires must be replaced after a maximum number of years. The NKC recommends replacing tires after 6 years. Furthermore, make sure that you have the prescribed maintenance services carried out by a garage with the right expertise.

Insurance types

With camper insurance you can choose from third-party liability insurance, third-party liability + limited comprehensive insurance or third-party liability + extensive comprehensive insurance (all-risk) insurance. Third party liability insurance is the mandatory basic insurance and covers damage you cause to others with your camper. The WA + limited hull also covers damage to your own camper caused by fire, theft, storm, hail and broken windows. With the WA + extended hull (Allrisk) you are also additionally insured for damage to your camper if you cause an accident yourself.

roadside assistance

If you have a breakdown along the road with your camper, calling in roadside assistance can remove a lot of stress and problems. You can then receive quick and professional help to solve the problem. If you can no longer drive further with your camper, for example due to tire failure, you can use roadside assistance. This does not include, for example, a refrigerator light not functioning or a leak in the shower cabin. The period during which roadside assistance applies is not the same everywhere. For example, with some insurers this is only 120 days. With the NKC, you are well insured for roadside assistance as standard from hull cover, and we are available 24/7, even in the event of a breakdown of your camper in your home town.

household effects

Unfortunately, damage due to theft is becoming more and more common. Fortunately, there are a number of measures you can take to keep thieves at bay. For example, consider extra locks. With NKC Camper Insurance you benefit from a large discount on a BearLock® lock. If something is stolen, the contents cover in the new NKC Camper Insurance has been increased to € 6000.

Damage repair

Insurers often work with a damage repair network. The NKC is no exception to this. The deductible within such a network is often higher and you benefit from extra good service. For example, the deductible within the NKC network is € 0. But what if you prefer to use another repairer outside the network? Then it's good to know that you can often go there. Keep in mind that the deductible is often somewhat higher.

What else does NKC Camper Insurance offer?

The NKC camper insurance offers a solution if something happens along the way. The aim is to simply relieve you of your worries and get you back on your way. That is why roadside assistance is not a separate module, but you are automatically comprehensively insured for this from third-party liability + limited hull. The insurance has also been renewed mainly to offer campers the best possible coverage and conditions. Such as replacement transport, a replacement camper for up to 28 days up to € 250 per day. The new value scheme has also been expanded to 7 years, previously 5 years, at a maximum of 125% of the original new price. The associated premium is more competitive, but the new design is mainly aimed at improving coverage.

Members with an existing NKC Camper Insurance will automatically benefit from the renewed camper insurance from their new term next year. For more information and the premium calculation, visit NKC Camper Insurance | For carefree camper fun – NKC

As a reader of CampersCaravans Magazine, you benefit from €75 cashback when you purchase NKC Camper Insurance. How does this work? Click here and make a premium calculation without obligation. Enter the promotional code CC2 in step 75. This promotional code is valid until November 30.