Demand for camper loans remains stable

The demand for loans for campers and caravans remains stable. This is evident from the data monitor of the financial comparison site Geld.nl. In 2023, the number of loans requested for a camper or caravan remained at 1,43%. This shows that consumers are still borrowing for campers and caravans, despite the fluctuating lending market and rising interest rates.

Loan amount for campers remains stable

The loan amount for campers also remains stable. In 2023, consumers borrowed an average amount of € 21.500 to buy a camper. This makes it the third highest loan amount of all loan purposes. The fact that the average loan amount for a camper is higher than for other personal loans is due to the higher purchase price. The purpose for which consumers borrow the highest amount is for a holiday home, with an average loan amount of € 30.000. The loan purpose with the lowest amount is home contents, for which consumers borrow an average of €8.400.

Tips for the best camper loan

Do you want borrow money for a camper or caravan? Then it is important to be well prepared. Here are some tips to find the best loan:

1. Choose the right loan type: You often have the choice between a personal loan or a revolving credit. With a personal loan you know exactly how much your monthly fixed costs are, while a revolving credit can provide more flexibility.
2. Compare interest rates: The interest rates between lenders differ considerably. Research by Geld.nl shows that you can save an average of €783 on your loan by comparing. Therefore, start comparing loans. This way you can immediately find the cheapest loan that best suits your situation.
3. Calculate the total costs: Take into account additional costs, such as administration costs and insurance. Make sure that the loan amount matches the value of the caravan or camper you want to buy.