Caravan insurance: how to insure your caravan?
Insuring a caravan works a little differently than a motorhome, a caravan is not a motorized vehicle and you are therefore not obliged to take out caravan insurance. The Third-Party Liability (WA) is co-insured on the towing vehicle, which does have an insurance obligation.
Despite this, there are enough people who choose caravan insurance. Third-Party Liability may be co-insured on the towing vehicle, but things like fire damage, hail damage, theft, etc. are not covered by it.
The value of your caravan is decisive here, in combination with the financial risks you wish to bear yourself. We often see that people prefer not to leave a caravan worth several thousand euros uninsured. Here too, the higher the value, the more logical it is not to want to bear the risks yourself.
New caravans
New caravans are often insured for a certain number of years based on new value and used caravans based on purchase value. But pay close attention to this when making a choice, there are enough insurers where this is based on current market value and you often pay an equally high premium for it.
For consideration
Below are a number of things you can take into account:
- New value or purchase value scheme
- Inventory insured or not
- Replacement caravan in case of damage
- Insured when stored, whether or not abroad
In addition, some insurers also offer a discount if your caravan has a so-called 'hail-resistant roof'.
Aveco Insurances
Haven't insured your caravan yet, but would you like caravan insurance? Take a look at the possibilities of Aveco Insurances. They are specialists in camper and caravan insurance with the best conditions and service. You can choose from different insurances for caravans, tailored to your situation.
More information can be found here:www.avecoverzekeringen.nl
Large selection
Are you still looking for a new or used caravan? We have a wide selection where you can choose from dealers and private individuals. Or would you rather first view more camper tests or caravan reviews? And of course, you can also read the latest camping news.
